Frequently asked questions

YES! Seniors For Safe Driving has been PennDOT approved and monitored since 1994.

Drivers take this course to refresh their driving skills, regain lost confidence and to obtain an auto discount of 5% or higher for a period of 3 years.

All insurance companies authorized to write private passenger automobile insurance within this Commonwealth shall provide a premium discount for each motor vehicle on a policy under which all named insured’s are 55 years of age or older and have successfully completed a motor vehicle driver improvement course meeting the standards of the Department of Transportation. Each insured may require, as a condition of providing and maintaining the discount, that the insured for a three-year period after course completion:

• Not be involved in an accident for which the insured is chargeable.
• Not be convicted of an offense enumerated in section 1535 (relating to schedule of convictions and points).
• Not be convicted or have accepted Accelerated Rehabilitative Disposition (ARD) for driving under the influence of alcohol or a controlled substance.

Drivers who complete the Mature Driver Improvement Course will receive a discount of 5% or higher on their auto insurance policy for three years.  

In most instances only the primary driver needs to complete the course. However, we recommend checking with your insurance agent to determine if both parties need to complete the course in order to receive the discount. 

The Mature Driver Improvement discount will be on your insurance policy for three years.

NO. You may log in and out of the course as needed; your progress will be saved automatically as you advance.

For drivers who are 55+ years and older who have never taken a Mature Driver Improvement Course, you will need to complete the Basic Course.

For drivers who are 55+ years and older who have taken a Mature Driver Improvement Course successfully in the past, you will need to complete the Refresher Course to maintain your auto insurance discount. 

For the Basic Course, PennDOT regulations stipulate the course be 7 hours.

For the Refresher Course PennDOT regulations stiplate the course be 4 hours.

Yes! As long as you have successfully completed the Basic Course, you are eligible to take the Seniors For Safe Driving Refresher Course.

Yes. There are 20 review questions that will be asked at the end of the course. A score of 80% or higher is needed to complete the course. You can retake the exam as many times as needed to reach 80% or higher. There is no additional cost to retake the exam.

Secured payments with debit card or major credit card are processed. If you require a refund, the easiest and QUICKEST way to get your refund processed is to fill out a Refund Request Form. You can read our refund policy here.

Yes! Take the course on your desktop, laptop, or mobile device; including smartphone or tablet. Start on your laptop, finish on your smartphone…the choice is yours. No software to install or download and no special prerequisites. Our course works!

The online course is designed for you to print or save your certificate upon completion of the course.

Yes. The online course MUST be completed within 30 days of registration. No refunds will be considered after 30 days.

You will need to provide your auto insurance agent with your certificate. We recommend that you make a copy and keep it for your records.

Replacement certificates can be issued for a fee of $5.00. Please click here to request a certificate replacement.

Seniors For Safe Driving will send you a REMINDER post card in the mail approximately 1 month before your 3 year insurance reduction will expire. For the exact date your discount will expire, call your insurance agent and they will be able to provide you with that information.